Monday’s are for fresh fruit & veg top ups. Don’t need much this week as we still have some left over & our nectarine tree is producing some delicious fruit.
Finally got my reusable mesh produce bags that definitely took the slow boat from China- but at $4.99 for 5, they were definitely worth the wait.
#pantrychallenge results for the next two days!
We only have $85 in food budget for the next two weeks. These meals were free since we had it all in the fridge from previous meals. But we did go buy some necessities and spent about $40. So this week and next week I’ll be sharing how we clean our pantry and fridge with delicious meals.
I love vegetables and I don’t get sick much in the winter when I take care of what we eat and feel so much better!
What are you guys cooking this week?? Please share! I LOVE being inspired by other people’s food #debtfreecommunity#financialindependence#frugalliving#leftovers
One and a half more weeks of No Spend February. 💰
Here is my check in: I am over in every single category.
This month there were some unexpected expenses that I did not budget or plan for, but the awesome part...I was able to cover them without a credit card. 💵💰
Taking part in No Spend Months and being a more conscious consumer means I have money left over when unexpected expenses come my way. No longer am I worried or stressed about money because of my lifestyle change.
To track my budget I use this budget planner from @thesimplebee . The budget planner has pages on emergency funds, debt overview, debt repayment and monthly bill and expenses calendar.
I have seen people track spending through their phones and excel spreadsheets, but I’m partial to pen and paper for budgeting.
6 302 hours ago
😱🤢😑 I finally faced my credit karma page for both my husband and I and everything looks great and up to days except this: a medical bill for my husband when he ended up in the ER for a kidney stone. We are going to tackle my BofA card in March and April and then in May I think it is going to be time to confront this beast.
Since my university course is almost finished I'm going to work full time again very soon. I have managed to secure promotion at my current work place, which made me think about some new clothing appropriate for the position. I have decided to go for a hunt today, even though I hate shopping with passion. I don't know if it's my high expectations or reality but it hits me so hard when I go to the shop and see jacket that cost £50 and it's quality is absolutely appalling! When I was younger I used to shop at Primark a lot, and I mean it. Back then I wasn't bothered about the fabric, quality or morality in terms how the clothes were produced. The only thing that did matter was low price. Now, I don't mind paying more because I shop very rarely and when I do, I want to get stuff that'll wear it for ages. Unfortunately higher price does not mean higher quality nowadays! Is it only me or are you guys feeling the same? What is your favourite brand that offers good quality clothing? I'm looking for good quality t-shirts for ages and cannot find anything of satisfactory quality. Any recommendations? #fastfashion#fashion#highstreetbrand#clothes#primark#shopping#sunday#frugalliving#goodqulity#savingmoney
This week I am doing a pantry challenge. I have allowed myself $15 for the entire week. I gave began all the necessary meal preparation today. Luckily my husband was out of town visiting his best friend to celebrate their birthdays. This gave me some uninterrupted time in the kitchen. #mealplan#mealprep#mealprepsunday#frugalliving#momlife
Meatless shepard's pie in our home: -Soak lentils for a couple hours & drain
-Put them in the bottom of an oven dish, cover with whatever delicious liquid you want (mushroom soup for us)
-add onions, mushrooms, whatever you like, finely chopped
-Put a layer of corn & one of mashed potatoes
In this case, the mashed taters were mixed with "chicken haddie" (a couple different kinds of ocean fish), onion powder, pepper and garlic. You can add cheese or whatever else on top.
Put it into a warm oven until it smells good & the lentils are done (an hour for us, but the cookstove wasn't very hot and we don't have an oven thermometer)
Nice morning surprise to wake up to 😃
While making my morning coffee, I saw on our back fence another bag, full of beans from the man behind us- so I chopped them up for the freezer, as we won't eat them all at once ❤👍
Some thoughts I shared on my personal FB yesterday. I was pretty peeved at myself for not starting all this sooner! Just happy that we’re taking control now. #mindthegap
39 8558:25 PM Feb 11, 2018
I am not saying you can't use your tax refund to pay off debt. That's exactly what you should use it for. It's a great way to speed up your debt free date. Waiting for your tax refund each year to pay off debt can't be your only plan. I know plenty of people who get their refund, pay off their credit card, and then get right back into credit card debt .
Don't stay in this cycle. Develop a plan. Create a budget. Get a side hustle. Cut your spending. Do whatever you have to do to get out of debt. Don't rely on money you loaned the government (interest free) to pay your debt. If you need help or encouragement DM me. You've got this! 🎉
Listen, we've been there! We carried around student loan debt and credit card debt forever because we thought that it was NORMAL!
We're so glad that we decided to become weird and get rid of our debts! Realizing that you don't HAVE to owe money to people is SO freeing.
If you're reading this right now, that means you probably have the SAME goal as us. 🙌🏽
Let's keep crushing debt & working towards FI together!!! 💪🏽💸